5 Best Apps for Sending Money Online (100% Free)

Apps that let you send money online are super handy. The ones listed below are 100% free to download and don’t charge any fees for sending and receiving money with friends. They all have unique features that set them apart from the others.

You can use an app to send someone money for any reason. Maybe you owe them for lunch or you want to send some birthday money. Depending on the app you use, it could also be ideal for collecting donations, providing an allowance, paying an employee, etc.

Cash App money sending app

Cash App

  • Accept payments by your username
  • Send with your bank or credit card
  • Store money in your account and spend it with a special debit card
  • Set up direct deposits to get paid to your account
  • Can also be used to buy Bitcoin and stocks
  • Get $5 for signing up with the friend referral offer
Google Pay money sending app for Android

Google Pay

  • Integrated with your Google account, so it works from Gmail
  • Create group money requests
  • Set up payment reminders
  • Store rewards cards and passes
  • Keep money in your account or transfer it out
  • Also works from a computer
  • Get $10 in Google Play credit after your first purchase
Facebook Messenger payment app


  • Lots of people already use Facebook Messenger
  • Integrates with the messaging features
  • Pay with a debit card or PayPal account
  • View all your past transactions
PayPal money sending app


  • Well-known, popular app
  • Choose the currency
  • Send thousands of dollars per transaction
  • Money stored in your account can be spent online
  • You can get a debit card to use your money in stores
  • Works from a computer, too
Zelle logo


  • Payments often arrive in your bank within minutes
  • Funds aren’t stored in the app, so you don’t ever have to withdraw money
  • Works with most debit cards
  • Very simple, easy to understand app
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